Team - We have helped a lot of homeowners throughout
California to meet their financial needs. We specialize in home
loans, loan modifications, stopping foreclosures, stopping lien
sales, hard money, non-prime, non-FICO-based loans for borrowers
with poor credit, or in foreclosure or bankruptcy.
Cutting-Edge Technology - We continuously develop and
invest in state-of-the-art processes and technologies that save
you time and enhance your productivity. Our online Loan
Management System allows you to submit loans electronically,
view up-to-the-minute status, and upload conditions online, so
you can fund more loans with less effort.
Personalized Service - Our Account Executives, located
throughout California, meet with customers on a regular basis to
review our loan programs, address any questions and help with
loan submissions. And, they have a dedicated operational team
behind them to assist you throughout the loan funding process.
- As a privately-owned direct lender, we don't have layers of
bureaucracy and don't have to rely on the secondary market to
make decisions. So, we can be more responsive and can get you
approval and funding answers more quickly.
- We also offer the most competitive loan programs in the
A Simple Mortgage Process
Our borrowing process is fast, simple and
hassle-free. We have eliminated much of the paperwork
involved in applying for a mortgage loan in the traditional
Fast Credit Decisions and Closings
Our online mortgage approval system expedites
the loan approval by accessing national underwriting
guidelines and confirming the conditions required for loan
approval. You no longer need to provide the excessive
information and documentation that was required under the
traditional application process. As a result, it is
possible for a loan to close within 14 days of receipt of
the completed loan application and documentation (although
we can't guarantee that every loan will close that quickly).
Our automated systems and streamlined
mortgage process have created an extremely cost-efficient
mortgage operation. We produce big savings for
borrowers by eliminating the high-commissioned loan officer,
acquiring loan sources with low rates, origination fees,
points, and other charges, as well as negotiating reduced
fees for escrow, title insurance, appraisal, credit
reporting and other mortgage services.
After submitting your loan application, a
mortgage consultant will personally assist you through each
step of the mortgage process by helping you meet your loan
approval conditions through coordinating the signing of your